Have you been reading 24 Pet Watch reviews, trying to figure out if this pet insurance is right for you and your pet? Choosing any insurance company can be difficult, and finding information about 24 PetWatch insurance is a bit difficult, so I’m going to break down their coverage options today to help you get a better understanding of what pet watch insurance is all about.
24 PetWatch is a medium-sized pet insurance company that offers coverage for both cats and dogs. The have five different levels of pet insurance plans offered, and each of those levels has some customizable options available which can help you find the plan that you need.
The company specializes in not only pet insurance but also in microchip services and lost pet services. Enrollment in these services alongside a pet insurance plan can help insure that your pet is healthy, and they never get lost.
Let’s get into the details of 24 PetWatch insurance policies, what they cover, and what you should watch out for.
24 Pet Watch Review
I’ve gone through dozens of 24PetWatch insurance reviews as well as their policy terms to figure out the good and the bas of this pet insurance company. Overall, I think they’re a standard company that will do their part to help keep your dog covered. There are some cons, but I do not think that you will be completely wasting your money if you buy a policy from them.
Pros
Two Different Wellness Plans
Many 24 hour Pet Watch reviews mention that they love the option to add-on a wellness plan from 24 PetWatch. Many pet insurance companies offer this, but it’s still a great option to have. There are different wellness plan options (routine or advanced, starting at $10 or $25 per month, respectively). These options will help offset the regular cost of owning your dog.
Each Level Has Levels
There are five different levels of coverage from PetWatch that each covered a different amount annually. Within those levels, you can also select different deductibles to adjust how much you are paying monthly and how much you would need to pay out-of-pocket for an emergency before your insurance would kick in. This customization is great for many pet owners looking for an adjustable plan.
Covers Hip Dysplasia
While they do not specify about all types of hereditary or congenital conditions, 24 PetWatch does cover hip dysplasia, which is very common for many dogs to develop. Treatment costs can be very expensive for hip dysplasia, so this is a great benefit to having 24 PetWatch. Many pet insurance companies do not cover this, so it's great to see a company specify that they do.
Offer Microchip And Lost Pet Services
While not directly related to pet insurance coverage or costs, 24 PetWatch is also known for their microchip and lost pet services. They offer medical alert packages, microchip packages, 24-hour pet monitoring, and more through these services. If your pet has a medical condition that needs to be regularly monitored, these plans can be hugely beneficial to keep them safe.
Cons
Confusing Branding
Some 24 Pet Watch reviews mention confusing about the brand. It has been known as other names in the past (including PetCare, QuickCare, ShelterCare, and UnionPlus). This confuses customers about why there is a name different. 24 PetWatch as a whole has been around since 1999, however, so I don’t think this is a huge cause for concern.
Unclear Policies
Another great problem point that many 24PetWatch reviews bring up is that the company does not clearly lay out whether or not coverage on hereditary/congenital conditions is included. This is frustrating because it isn’t a clear yes or no answer, which most companies provide. While not all owners will need this coverage, it’s best to know exactly what is included and 24 PetWatch doesn’t tell you.
Doesn’t Allow Senior Pet Enrollment
The dog pet insurance plans offered at www.24petwatch.com does not allow for the enrollment of dogs over age 12. There are some companies that exclude dogs over 14 years old, but a 12-year old enrollment cap is quite low. This can be frustrating for owners of dogs that have a life expectancy of 15 or more years because there is still a high risk of an accident or unexpected illness, but PetWatch won’t offer them coverage.
Plan Options
Each plan listed below from 24PetWatch has the same basic terms, but the deductibles, reimbursements, co-pays differ. The order of coverage, from least to most, goes: Essential, Extra, Classic, Super, Champion.
24 PetWatch Classic Dog Insurance
- Accidents/illnesses coverage per policy term: $5,000
- 80% co-pay
- Deductible per policy term: $100, $250 or $500
24 PetWatch Extra Dog Insurance
- Accidents/illnesses coverage per policy term: $3,000
- 80% co-pay
- Deductible per policy term: $100 or $250
24 PetWatch Super Dog Insurance
- Accidents/illnesses coverage per policy term: $10,000
- 80% co-pay
- Deductible per policy term: $100, $250, $500 or $1,000
24 Pet Watch Essential Dog Insurance
- Accidents/illnesses coverage per policy term: $1,500
- 80% co-pay
- Deductible per policy term: $100
24 PetWatch Champion Dog Insurance
- Accidents/illnesses coverage per policy term: $20,000
- 80% co-pay
- Deductible per policy term: $100, $250, $500 or $1,000
Pick The Plan That Works For You
Still not sure you need pet insurance? There are a lot of great reasons to get pet insurance. Check out this video created by PetWatch about the benefits of being prepared for a pet emergency and pet protection:
You’ve seen what the 24 hour Pet Watch insurance reviews have to say. If you’re ready to choose this as your pet insurance company, then great. They'll provide you with solid coverage for emergencies and accidents throughout your pet's life.
If you’re still not satisfied with the coverage options they have available, there are a few pet insurance companies that I always recommend. These include Petplan, Pets Best, and Healthy Paws. All three of these companies have highly customizable pet insurance plan options, so you will be able to find the coverage level you need at a price you love.
Regardless of which pet insurance company you choose, I hope that my research has helped you find coverage for your furry friend! Pet insurance can be a necessity when an emergency happens, so don’t leave your pet uninsured for any long.
I just received notice that my current coverage will be replaced by a new one. Over the past 6 years my premium has gone from just over $30 per month to the new quote of $72 per month. Obamacare is blamed for the skyrocketing increases for human coverage. Other than insurance company greed, what will pet care cost increase be blamed on? I would have been better off depositing the monthly premium amount in a savings account.