The 5 Best Bulldog Insurance Companies (2020 Review) | Herepup
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The 5 Best Bulldog Insurance Companies (2020 Review)

The Bulldog is a beloved breed. Its one-of-a-kind, smushed-in face, stocky body, and adorable personality win over dog lovers. First recognized by the American Kennel Club in 1886, the breed continues to delight dog owners today. Currently, it’s the 4th most popular dog breed. And, it doesn’t seem like it’s making moves anytime soon!

Like most breeds, Bulldogs can suffer from breed-specific health problems. If you’re a Bulldog owner, you may rack up more medical bills than you would with other breeds. Have you thought about how to make these bills more affordable?

Insuring your Bulldog can significantly help you afford medical bills. Bulldogs can suffer from common genetic conditions. Or, unexpected medical issues can arise that can set you back financially. However, it’s important to find the right insurance company that will cover the issues Bulldogs tend to face.

Top Rated Bulldog Pet Insurance Companies


Type of Policy Coverage


3 annual deductible levels

Several annual deductible and reimbursement levels

Fully customizable plans

3 plans with add-ons available

Personalized policies

Pet Insurance For Bulldogs: Company Reviews

Healthy Paws Pet Insurance

Healthy Paws Pet Insurance is an excellent insurance company for several breeds. However, for Bulldogs who suffer from several chronic conditions, Healthy Paws can save owners a significant amount of money for long-term care. With three annual deductible levels to choose from, you can easily fit a plan within your budget.

The company doesn’t provide routine care coverage, like vaccinations or vet exams. However, it continues to be the #1 rated pet insurance company for its unlimited lifetime coverage, paperless claims process, and chronic, congenital, and hereditary condition coverage. 

Pets Best

Pets Best is known for its variety of reimbursement levels and deductibles to make its policies fit within your budget. However, the company also offers some excellent coverage for Bulldogs and their health needs.

The original plans cover the majority of accidents, illnesses, and emergencies that your Bulldog can face. Additionally, you can choose accident-only coverage or additional wellness coverage for routine care services. BestBenefit coverage will cover your Bulldog with congenital, hereditary, and chronic conditions.


Petplan has, perhaps, the most customizable coverage for your Bulldog. With a number of reimbursement levels, deductibles, and coverage options, you can get a plan within your budget that meets your coverage needs.

All Petplan policies include coverage for accidents, illnesses, surgeries, diagnostics, and more. Additionally, you can opt for added coverage to include kennel or boarding costs, death from injury or illness, loss from theft or stray, and more. Any dog 6 weeks or older, regardless of breed, can get coverage with Petplan.


PetFirst is an insurance company Bulldog owners trust. With three main plans, you can choose the one that fits with your finances. More importantly, the plans cover all ages, provide lifelong coverage, and cover hereditary, congenital, and chronic conditions.

You can choose coverage between $5000 and $25000 annually. Additionally, you can opt for add-on coverage for routine wellness care. There are three add-on routine coverages to choose from to help you afford your Bulldog’s preventative care. If you’re concerned about the cost of annual care for routine exams and services, a wellness care add-on can help bring you peace of mind.

Embrace Pet Insurance

Embrace offers personalized policies to get you the coverage you need for your Bulldog. The company provides insurance coverage for puppies and adults to cover your Bulldog for his lifespan. Additionally, he’ll get comprehensive accident and illness coverage to cover high-cost hereditary conditions, emergency room visits, allergy treatment, and more.

Additionally, you can choose to add routine care coverage to help prevent and care for continuous conditions your Bulldog may face. Therefore, if your dog needs prescriptions and frequent vet visits, this add-on reimbursement package can help with your out-of-pocket costs.

What Is The Best Pet Insurance For Bulldogs?

bulldog insurance

As with most breeds, Bulldogs are susceptible to a variety of breed-specific health issues. This video by Dr. Jyl explains how modern breeding affects the health of one of the most popular dog breeds: 

Unfortunately, you may not be able to avoid these health issues in your bulldog. But, the health insurance you choose can make the difference in your Bulldog’s medical care.

Common Health Issues That Affect Bulldogs

As the Dr. Jyl video explains, selective breeding has had a lot to do with the common health problems that affect Bulldogs today. For example, breeders have continued to select a smushed nose as the desired trait for Bulldogs. However, this has caused breathing problems in Bulldogs, namely brachycephalic airway syndrome.

Brachycephalic airway syndrome is a result of the shorter face and nose bones in Bulldogs. The syndrome can cause thinner airways and a palate that is too long for the small mouth. Both of these cause respiratory issues. Milder symptoms include snorting, snoring, and noisy breathing. However, severe symptoms can be more problematic. They include fainting, inability to breathe correctly while sleeping, and gagging or vomiting.

Additionally, skin problems can affect Bulldogs, mostly because of the extra folds in their skin. These folds can harbor bacteria that cause dermatitis and other skin issues. Bulldogs may need ongoing medications to correct their skin issues.

Helpful Coverages

Bulldogs can require ongoing medical care to treat common health issues. Therefore, it’s important to find an insurance company that covers needed costs.

You should have access to routine care. It can cover annual exams, medications, vaccinations, flea treatments, and more. Additionally, a good insurance company for Bulldogs will cover ongoing medical costs. A Bulldog's insurance policy should cover chronic conditions, like respiratory issues.

To fit your plan within your budget, look for companies that offer a variety of options. Add-ons and deductible options can also help you personalize your Bulldog's plan.

Mind if we pay your vet bills? - Embrace Pet Insurance

Conclusion: Best Bulldog Insurance Companies

Due to selective breeding, Bulldogs have become one of the most unique-looking breeds. However, their adorable faces can come at a cost to their health. As a breed, Bulldogs are especially susceptible to breathing and skin problems that could require ongoing medical treatment to correct.

To choose the best insurance for your Bulldog, I recommend starting with the companies in this review. Not only do they offer affordable monthly premiums, but they provide the best coverages for common Bulldog health conditions.

Ask a Vet Question


Dr. Laura Harris is our resident dog health expert. She started to fact-check dog health-related information for HerePup during her internship and contributes since then. Her expertise is in dog nutrition, senior dog care, especially critical care medicine and internal medicine.

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