Pit Bull Insurance: Top 5 Plans (Affordable & Comprehensive)
Many pet owners falsely believe that it is impossible to find pet insurance that covers pit bulls, when in fact, there are many insurance companies that accept pit bulls.
The real issue is finding a company that accepts pit bulls and doesn’t charge an outrageous monthly premium to cover. The cost of pit bull coverage is often higher than that of other breeds because they are a purebred dog. This means that pit bulls have a higher risk of developing some common health problems including hip dysplasia and hereditary cataracts as they age.
Fortunately, this does not mean that you are excluded from getting pet insurance coverage for your dog. Most pet insurance companies adjust prices based on breed, but there are affordable options that offer insurance for pit bulls that will include coverage for common conditions.
When comparing pet insurance companies that cover pit bulls, you’ll want to check if the company covers hereditary or chronic conditions, as pit bulls can develop these.
Let’s get into the today’s recommended plans!
Top Rated Insurance Companies for Pitbulls
Accident Only/Accident + Illness/Routine Coverage
Go Pet Plan
3 levels of coverage + customization options
Accident + Illness/Routine Coverage
Accident + Illness/Routine Coverage/Wellness Only
Pit Bull Insurance Reviews
The best insurance for pit bulls that I can recommend comes from one of my favorite pet insurance companies, Pets Best. This company has a great reputation for putting pets and owners first and for always having good prices.
The main reason I love Pets Best is that they’re easy to use, and they have great customer service. On top of that, their plans are some of the most flexible I’ve ever seen. You can customize your deductible, reimbursements, and coverage options to fit your needs. You can also add on an affordable wellness plan which costs $26/month.
Coverage for your pit bull will cost between $25 and $50 per month depending on the selections you make. This is very affordable and is the lowest range of coverage cost that you will find.
Another great option for pit bull owners with plans ranging from $35 to $70 per month is Healthy Paws.
The coverage offered by Healthy Paws has fewer exclusions than many other pet insurance companies, and their policies are always clear. This means that you will know upfront what is covered and what is not. If you have any questions, their customer service is always there to assist as well.
Another great thing is that all plans from Healthy Paws have a deductible but have no annual limit on coverage. This means that you don’t have to guesstimate how much coverage you might need in a year. After all, how do you estimate an accident? Anything can happen, so it's better to have as much money as needed available to you through your pet insurance.
Go Pet Plan
The next company I’d like to highlight is Go Pet Plan. Their coverage for pit bulls ranges from between $20 and $100 per month. The high end of coverage here gets pretty pricey, but overall, there are very affordable options available depending on how you want to customize your plan.
Coverage from Go Pet Plan is available in different levels (Bronze, Silver, and Gold). Their plans are unique in that they also cover things like boarding fees from the Silver level up. All types of coverage also include some benefits for all accidents, illnesses, cancer, and more.
Plus, their customers love them! Anytime I see customers satisfied with their pet insurance company, I'm sure to take a closer look at the brand, and Go Pet Plan has passed my inspection. I bet it will pass yours, too.
Another company that I recommend from time to time is Embrace. Their pet insurance has a huge range of prices depending on what you select, and for pit bulls, the monthly premium usually ranges between $10 and $100. Most owners select a plan that brings them in the $40 range.
Embrace has a great wellness rewards program that doesn’t specify how many times you can get a specific kind of treatment (exams, dental cleaning, etc.), but instead gives a yearly allowance that you can spend on whatever you would like. $250, $450, and $650 allowances are available.
Overall, Embrace is a good option to get insurance for your pit bull.
Nationwide is another reliable pet insurance company that can cover your pit bull. They were previously known as VPI, Veterinary Pet Insurance.
One important thing to note is that Nationwide uses a benefits schedule to decide how much money you will get back from your vet bills, and reimbursement is also 90% of the expected cost for treatment. This means that even if your vet charges more than the national average for treatment, you will not be reimbursed more.
There is less flexibility in the options you can get from Nationwide. Full Whole Pet with Wellness care coverage comes in around $70. Accident/illness coverage only is around $30 per month, and the standalone wellness plan is around $20. There aren’t many ways to customize these, but if the plan fits your needs, they are a great price.
Get Your Pit Bull The Right Coverage
Despite their sometimes negative reputation, pit bulls are incredibly friendly, loving dogs when given the right care and environment:
A dog like this should never be left without good pet care.
Now that you’ve seen the best options for insurance for your pit bull, get your pet the coverage they deserve. When a health emergency or accident occurs, you want to have one thing in your mind: your dog’s health. If you have to worry about how to pay for the cost of treatment, the ordeal will become more difficult.
Don’t let the fear of pit bull insurance cost leave you without pet insurance. The plans above all have great monthly rates as well as a variety of plan options so that you can find affordable coverage.